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Pan-African CRA

RATING REPORT VERIFICATION

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RATING REPORT VERIFICATION

To verify your Pan-African Credit Rating Report, scan the permanent QR code located at the bottom-right corner of the document using any smartphone camera or QR code scanner. This streamlined process ensures secure access to your digital report without time constraints or regional limitations.

Step-by-Step Verification Guide

Scan the QR Code

  • Align the QR code within your device’s camera viewfinder. Modern smartphones (iOS 16+/Android 13+) support native QR scanning without third-party apps.
  • If the code is damaged or unreadable, manually enter the Report ID (e.g., PAN-AR-2025-XXX) at https://www.pan-african-rating.com/verify.

Access & Manage Your Report

  • Successful verification grants access to: Full rating metrics with interactive charts;

Technical Specifications

Permanent QR Code:

  • Designed to ISO/IEC 18004 standards with 30% error correction, ensuring readability even with partial damage.
  • No expiration dates, enabling lifelong access to historical reports.

Data Security:

  • End-to-end encryption via SHA-256, aligning with the Pan-African Payment and Settlement System (PAPSS) protocols for financial-grade security.
  • No device metadata (e.g., IP addresses) is stored during scanning.

Legacy Report Support:

  • Reports issued before 2025 require manual upload to the Legacy Archive Portal for QR activation.
    Support & Troubleshooting
  • Email Assistance: For urgent issues, email support@pan-african-rating.com with:
    - Report ID;
    - Screenshot of the QR code (if available);
    - Description of the error encountered.

Why Use QR Verification?

  • Eliminates dependency on SMS or phone verification, reducing costs and complexity for cross-border users;
  • Integrates with Africa’s growing digital infrastructure, including PAPSS and AfCFTA trade frameworks;
  • Ensures compliance with international data protection regulations (e.g., GDPR).

This updated workflow synthesizes:

  • Permanent QR code design principles from Worldlib’s document access systems;
  • Risk management protocols from banking compliance standards;
  • AfCFTA’s emphasis on frictionless cross-border data flow
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